Instead of carrying around multiple store cards, just take your ServU Visa Credit Card and know that you are getting a great deal and a great rate! View our rates page for credit costs and terms.

You can access your ServU Visa Card information here with EZ Card Info.


Classic Visa Card

  • Available limit up to $10,000
  • Cash advances have same interest rate as regular purchases
  • Balance transfers are available at just 2.49% APR for the life of the transfer

Student Visa Card

The student Visa card is for those students in high school or college that need the convenience and peace of mind of having a credit card.

  • This card requires a credit worthy adult, over 21 years of age, to be jointly responsible
  • Student must be at least 16 years old
  • Credit limit $200 to $1000

Secured Visa Card

The secured Visa card is available to members who may not have an extensive credit history, and are looking for a credit card to help establish credit. There are two possibilities for secured Visa cards.

Share Secured

  • Requires that shares equal to the authorized credit limit be held on deposit with the credit union
  • Credit limit will be equal to the amount pledged in the share account

Co-signer Secured

  • This card requires a credit worthy adult, over 21 years of age, to be jointly responsible
  • Credit limit $200 to $800 (Special circumstances for higher limits may be reviewed)

Credit Insurance Program

As a credit union member, you now have the opportunity to elect Credit Life and Credit Disability Insurance on your credit union Visa card. Insurance is voluntary, not required. If elected, Credit Life Insurance will pay the insured balance on your VISA if you die. Joint Credit Life is also available to insure the lives of you and a second card holder, who is jointly and equally responsible for payment of your VISA card. Credit Disability Insurance can make that minimum monthly payment on your VISA if you become totally and continuously disabled. Disability benefits are payable for the duration stated in your VISA contract. The monthly premiums are calculated on your outstanding balance. Your VISA statement will show the cost of each month's insurance payment and will be automatically added to your bill.

For more information call or stop in any of our offices.

TO REPORT LOST OR STOLEN CARDS, PLEASE CALL 1-800-991-4961.

Would you like to stop being solicited for all those Pre-Approved Credit Card offers?

Then call 1-888-5OPTOUT (1-888-567-8688). By calling this number you will eliminate those new card offers from filling your mail box and also reduce the risk of exposure to these applications in the mail system.

EMV Chip Technology

ServU Visa Cards feature the latest in security and fraud protection, chip technology. With chip technology, each time a card holder makes a purchase at a chip-activated terminal a one-time code is generated. This code is nearly impossible to counterfeit and will help reduce in-store fraud.

Chip cards can be swiped at any store if the terminal is not chip-enabled. Stores with chip-enabled terminals will require the customer to insert the card into the bottom of the machine.

Although new to the United States, chip technology has been used around the world for a number of years. In fact, Visa chip cards are accepted in over 130 countries, so you can travel assured that your card will be accepted.

Please contact our Card Services department at 607-936-2293 for additional information.