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Woman shopping on with her ServU Visa Rewards Card
Woman shopping on with her ServU Visa Rewards Card

Visa Rewards Credit Card

Introducing, ServU Rewards Visa! No extra effort, just earn rewards! 

ServU Credit Union is excited to announce the launch of our new ServU Visa Rewards Card! We believe in rewarding our members, and now you can start earning rewards with your first purchase. With the ServU Visa Rewards Card, you'll earn 1 point for every dollar spent, and there is no cap on the number of reward points you can accumulate. This means the more you use your card, the more you earn! 

Tis’ the Season for 2X Points!

Turn your holiday shopping into 2X points this season*. From November 1 - December 31, 2025, earn DOUBLE points on every purchase made with your ServU Rewards Card. Whether you’re treating yourself or finding the perfect gifts for your loved ones, you can earn double points for it all!

*Membership eligibility required. Loan subject to credit approval. Terms and conditions apply and are subject to change without notice. Qualifying purchases swiped between November 1, 2025 and December 31, 2025 will earn two rewards points per dollar spent. Cash advances, balance transfers and ATM withdrawals are not considered qualifying purchases. Offer valid on ServU Visa Rewards credit cards only. No enrollment necessary. APR may vary. Bonus points will post 30 days after the end of the promotion.

 

Buy Big, Save Big!

Are you planning to make a big purchase such as booking travel, buying a phone, new appliances, or even checking off your Christmas list at a department store? Get a special rate of 3.49% APR on single transactions of $499 or more made between November 20, 2025 – January 31, 2026. The rate for the qualifying purchase will remain at 3.49% APR for 18 months. **

**ServU Visa Rewards cardholders will receive a promotional rate of 3.49% APR on qualifying single purchases of $499 or more posted to your account between November 20, 2025 and January 31, 2026. Qualifying purchases can be one item or multiple items in the same transaction. The rate for the qualifying purchase will remain at 3.49% APR for 18 months from the purchase date. The promotional rate will return to the current purchase rate after the dates indicated above. The promotional rate is not valid on cash advances, balance transfers or convenience checks. Purchase transactions with an amount under $499 will receive the regular purchase rate. Offer valid on ServU Visa Rewards Credit Cards only. Promotion subject to change. Variable rates. As of 11/20/25,  Balance transfer rate = 14.49% APR, Regular purchase rate = 14.49% APR, Cash advance rate = 14.49% APR. Balance transfer fee = no fee. Foreign transaction fees = 1. 00% of each  currency transaction in US dollars. 

Transferring money between two people

What can You Earn:

As a valued member, you have access to a variety of rewarding options that enhance your experience and provide tangible benefits:

  • Cash Back: Members can earn cash back directly into their ServU Savings Account. This feature allows you to enjoy your purchases' rewards while boosting your savings.
  • Pay with Points: Simplify your transactions with real-time reimbursement options. After completing a qualifying purchase, cardholders will receive a text or email offering the opportunity to use points for the transaction. A credit will appear on your statement to cover the cost. Cardholders must enroll for this option through the Rewards Points website.
  • Gift Cards: Redeem your points for gift or e-gift cards from popular national retailers. Available denominations include $25, $50, or $100, allowing you to choose from well-known brands such as Amazon, Walmart, Target, Applebee's, Kohl's, Starbucks, and many more.
  • Travel: Elevate your travel experience by utilizing points to book air travel, hotel accommodations, and car rentals. Cardholders can conveniently access the Rewards Visa website to make travel arrangements and pay with points at checkout.

Rewards Visa Access Information 

  • Once your card is approved, you will gain access to the Rewards Visa website through your ServU Digital Banking account within 24 hours. From there, you can explore shopping options and redeem your points using the Rewards Visa website.

How do I Apply

  • To apply for our new Rewards Visa, apply online or a visit branch near you for more information. 

 

Transferring money between two people

 

 

To report your card as lost or stolen
call 1-800-443-0663

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ServU Visa Rewards cardholders will receive an introductory rate of 3.49% APR on qualifying purchases posted to your account for the first 90 days following credit card opening. The introductory rate will remain at 3.49% APR for 12 months from the first qualifying purchases. The introductory rate will return to the regular purchase rate of 14.49% APR after the dates indicated above. (The APR will vary with the market based on the Prime Rate.) Any transactions made outside the first 90 days after credit card opening will be at the current rate of 14.49% APR. (The APR will vary with the market based on the Prime Rate). The introductory rate is not valid on cash advances, balance transfers or convenience checks. Balance transfer rate = 14.49% APR, Regular purchase rate = 14.49% APR, Cash advance rate = 14.49% APR. (The APR will vary with the market based on the Prime Rate.) Foreign transaction fees = 1. 00% of each transaction in US dollars. Promotion subject to change.